By Admin on Nov 27, 2009 in Credit | 0 Comments
MsBurgundy asked: There were no fraudulent charges made, but I changed the number proactively. The credit card company closed the current account and opened a new one for me, and transferred the existing charges. I wonder if it looks like a “new” account, even though the history goes back several years. Does this affect a credit score?
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By Admin on Nov 27, 2009 in Credit | 0 Comments
rao_anand asked: I recently ordered my credit report and noticed that I still have an open credit card account with a department store. I thought I cancelled this card a few years ago. I no longer have the account number. How do I close this account without the account number and have it removed from my credit card as an “open” account?
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By Admin on Nov 26, 2009 in Personal Finance | 1 Comment
Charles asked: My mother paid off her credit cards and then cut them up and threw them away. But she still gets blank checks from the bank and realizes now that the accounts are still open. She can’t just call in and cancel them without having the card number which she doesn’t have anymore.
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By Admin on Nov 25, 2009 in Credit | 0 Comments
xtreme313 asked: This is because i’m just 19 years old and in my second year of college, so I was just wondering, becuase I am planning on applying for a credit card soon.
P.S.- Do any of you know whats a good credit card for first-time soon-to-be credit card holders?
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By Admin on Nov 25, 2009 in Credit | 1 Comment
LG asked: If, when I make a credit card charge, I pay off the balance in its entirety as soon as the charge is posted (usually 3 days later), is that helpful in terms of building credit? Doing it this way avoids any interest fees.
Do I need to wait for the credit card company to tack on interest before making the payment and improving my credit?
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By Admin on Nov 24, 2009 in Credit | 1 Comment
fantapattaya asked: I have 3 credit cards.
2 of them I’ll need to stop paying for now, but I’m not going bankrupt yet.
Can I keep the third credit card if I keep paying it?
Or will the 2 other credit card companies call them and tell them to cancel me also?
I would like to add that I will NOT ask for aditional credit from the existing card in positive balance.
So they will not contact the credit bureau.
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By Admin on Nov 23, 2009 in Law & Ethics | 2 Comments
Carlos My True Love asked: I’m emancipated and have court papers that prove i can obtain a credit card. Once I tell them i’m not 18 but I’m emancipated they just basically hang up. So is their any credit card companies that issue to emancipated minors.
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By Admin on Nov 23, 2009 in Credit | 3 Comments
Ubul asked: I have a big credit card debt. I stopped making my payments in August. If I leave the USA and move to Europe will the credit card companies and collection agencies try to find me there? If they find me what will happen? Can they take away my car or other properties, garnish my wages?
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By Admin on Nov 21, 2009 in Credit | 2 Comments
Nella asked: My boyfriend is in the process of clearing up some derogatory items on his credit. Once he has paid his debts how many months will it take for him to be approved for a credit card? I understand that the items will be on his credit for 7 years. Will he have to wait until then to start reestablishing credit?
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By Admin on Nov 21, 2009 in Personal Finance | 3 Comments
kenneth h asked: I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.
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