If a credit card account number is changed to protect against fraud, does that affect a credit score?

credit card
MsBurgundy asked:


There were no fraudulent charges made, but I changed the number proactively. The credit card company closed the current account and opened a new one for me, and transferred the existing charges. I wonder if it looks like a “new” account, even though the history goes back several years. Does this affect a credit score?

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How do I cancel a credit card if I have already destroyed the card?

credit card
rao_anand asked:


I recently ordered my credit report and noticed that I still have an open credit card account with a department store. I thought I cancelled this card a few years ago. I no longer have the account number. How do I close this account without the account number and have it removed from my credit card as an “open” account?

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How does one cancel a credit card after you have already cut the plastic card?

credit card
Charles asked:


My mother paid off her credit cards and then cut them up and threw them away. But she still gets blank checks from the bank and realizes now that the accounts are still open. She can’t just call in and cancel them without having the card number which she doesn’t have anymore.

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Is it possible to have a credit score without having had a credit card?

credit card
xtreme313 asked:


This is because i’m just 19 years old and in my second year of college, so I was just wondering, becuase I am planning on applying for a credit card soon.
P.S.- Do any of you know whats a good credit card for first-time soon-to-be credit card holders?

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If I pay off my credit card charges immediately, is that still good for my credit rating?

credit card
LG asked:


If, when I make a credit card charge, I pay off the balance in its entirety as soon as the charge is posted (usually 3 days later), is that helpful in terms of building credit? Doing it this way avoids any interest fees.

Do I need to wait for the credit card company to tack on interest before making the payment and improving my credit?

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Do credit card companies communicate with each other if there is no credit check or limit increase?

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fantapattaya asked:


I have 3 credit cards.

2 of them I’ll need to stop paying for now, but I’m not going bankrupt yet.

Can I keep the third credit card if I keep paying it?

Or will the 2 other credit card companies call them and tell them to cancel me also?

I would like to add that I will NOT ask for aditional credit from the existing card in positive balance.

So they will not contact the credit bureau.

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Why do credit card company policies go against the united states laws?

credit card
Carlos My True Love asked:


I’m emancipated and have court papers that prove i can obtain a credit card. Once I tell them i’m not 18 but I’m emancipated they just basically hang up. So is their any credit card companies that issue to emancipated minors.

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Will the credit card companies and collection agencies try to find me in Europe?

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Ubul asked:


I have a big credit card debt. I stopped making my payments in August. If I leave the USA and move to Europe will the credit card companies and collection agencies try to find me there? If they find me what will happen? Can they take away my car or other properties, garnish my wages?

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When will his credit be good enough to apply for a credit card?

credit card
Nella asked:


My boyfriend is in the process of clearing up some derogatory items on his credit. Once he has paid his debts how many months will it take for him to be approved for a credit card? I understand that the items will be on his credit for 7 years. Will he have to wait until then to start reestablishing credit?

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Is it better to use a credit card or a debit card to increase your credit score?

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kenneth h asked:


I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.

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