By Admin on Aug 31, 2010 in Personal Finance | 1 Comment
Jane wants to take out a 20 yr mortage. the interest rate is 8% compounded semi-annually. jane can afford monthly payments of 0. what is the largest mortage that she can afford? My attempt at a solution ( using a graphing calculator): N= 20 x 12 = 240 I%= 8 *PV= 102 612.70??? PMT= -850 [...]
By Admin on Aug 31, 2010 in Personal Finance | 1 Comment
I want to write you an email and comment on your discontinuing your Launchcast Program. I was seriously upset when I hear over the radio that INTERNET EXPLORER has had some serious problems with people using them to find a hole to spy on other people and get their personal information. Yahoo has been one [...]
By Admin on Aug 31, 2010 in Personal Finance | 3 Comments
Hey guys, I’m 26, just married, but currently just a single income income as she’s not working. We don’t own a house yet (very bad credit, combined with low household income going into a mortgage is a non-starter). Anyway, my current savings reserve is 00, I’ve been "paying myself first" for the past 7-8 months, [...]
By Admin on Aug 30, 2010 in Personal Finance | 2 Comments
I’m a single guy in my mid 20′s, and I’m FINALLY moving out of my parents’ house soon, and buying a 3BR townhouse by myself. I already got the loan and everything and should be closing any day now. The place needs a lot of repairs, plus I don’t have any furniture/home furnishings, so I’m [...]
By Admin on Aug 30, 2010 in Personal Finance | 3 Comments
My husband has a lot of debt and a low credit score. I really could only see myself qualifying but it would be for a much lower amount than other married couples b/c it would just be under my name name only. I’ve never tried to apply for a mortgage yet but will they consider [...]
By Admin on Aug 30, 2010 in Personal Finance | 1 Comment
they have something to do with investing money and findong the accumulated balance after a couple of years.. i missed that day of school but my friend said that it was easy with one of those T-I 83 calculators but i dont have one.. 1.Suppose you want your son’s college fund to contain 5,000 after [...]
By Admin on Aug 30, 2010 in Personal Finance | 1 Comment
I just went to one of the tax calculators to get an estimate of our refund. Can someone help me figure out what more we can expect for these two items. IRA of 600.00 and installing energy efficient windows price of windows cost (not installed) was 1600. We do not have enough in deductions to [...]
By Admin on Aug 29, 2010 in Personal Finance | 5 Comments
Frankin Raines? The Clinton budget director appointed as CEO of Fannie Mae who changed Fannie Mae from a boring business of — issuing debt to buy mortgages from lenders — into a far more risky one? Timothy Howard? Former Fannie Mae CFO who overstated the company’s earnings by .6 billion from 1998 to 2004? Barney [...]
By Admin on Aug 29, 2010 in Personal Finance | 5 Comments
Hi, Just wondering if there are any benefits experts out there that could maybe give me an idea of what I am entitled to, if anything? Me and my partner both work full time and have a combined wage of £33,500 a year. This is out first child so we do not claim any form [...]
By Admin on Aug 29, 2010 in Personal Finance | 1 Comment
I need an EQUATION or two. I’m trying to program a credit card debt calculator in PHP to basically tell me this as a result….. if you currently owe ,000 in credit cards, and your average interest rate is 20%, You will pay 9,196.96 in interest, your total payment will be 9,196.96 and it will [...]