Your All Round Mortgage Calculator

Here’s the situation. My boyfriend and I aren’t married yet, but we are looking for houses together very soon. After doing some loan calculators online, we finally went to a mortgage lender and got pre-qualified. Alone – I qualify for 0,000. But that’s not really enough for the market we are in and what we [...]

At sites like this: http://money.howstuffworks.com/framed.htm?parent=mortgage.htm&url=http://interest.com/calculators/afford-borrow.shtml they have calculators to see how much home you can afford. I am trying to figure out what to enter for the "credit card liability." I have never carried a balance on a credit card. So technically I have no credit card "debt." But I use credit cards for EVERYTHING [...]

To qualify for a home-mortgage, all of the online calculators provide a "conservative" estimate (28/36 debt to income ratios) and an "aggressive" estimate (with higher d/i ratios). Is it safe to assume in this present sub-prime meltdown that I will not be approved for any more than the "conservative" estimate? Basically, its the higher ratio [...]

My husband and I have a budget, and now that we are planning on having a child I’ve looked at some of the cost calculators. At first it really freaked my husband out. Most of the calculators throw out 5,000 to 0,000 to raise a child. I had to point out that many of them [...]

we live in a smaller town of about 4500 so houses are not so outrageous here. we are looking in the price range of -80K. we have a good credit score, no car payments, small credit card payment, and regular bills. my husband makes around 00 a month. What do you think? also, our mortgage [...]

Okay last year I earned ,479 from one job. For the past 7 to 8 years I’ve been claiming Single & 0 on my W-4 because I’m not the best saver and use to enjoy the large refunds….However as I’ve just turned 30 I’m getting wiser and would like more of my money through-out the [...]

I got nailed on my ’07 taxes, was expecting a big return and ended up owing… Part 1: In the past I have supported a number of not-for-profits. I’m looking for guidance or resources which will allow me to calculate the maximum cash amount I should donate to charity while still realizing maximum tax savings. [...]

Okay, I live in California. My son’s father lives in Oregon. Neither of us have jobs, he held one for a short while as did I. We are both currently looking for jobs, and we plan to move back in together in the (hopefully) near-future. I have the kid, and nobody to watch him for [...]

hi..i am recently separated from my jointly mortgaged marital home with my two teenage children.i am currently staying with my mother.i have a few queries if anyone could help..on the form for a claim for housing benefit it asks if i own a property..would the house i have a joint mortgage count as no longer [...]

i’ve grown too old to still be living at home. my parents baby me and it’s really hindering my growth as an adult and i want to be completely independent. i’ve tried to pretend that renting my room but since i’m asian, my parents always find a way to treat me like a kid still, [...]