zico asked:
Hi ,
I am pretty much ignorant to credit card details. I have a savings account in SBI in India, and i want to have a credit card. Can anyone tell me , which will be the best card to hold . And which are the credit card companies which harasses the least on defaulting, charges the least for issuing a credit card and has no hidden cost ?
http://1mortgagecalculator.info
Hi ,
I am pretty much ignorant to credit card details. I have a savings account in SBI in India, and i want to have a credit card. Can anyone tell me , which will be the best card to hold . And which are the credit card companies which harasses the least on defaulting, charges the least for issuing a credit card and has no hidden cost ?
http://1mortgagecalculator.info
Well your gonna find hidden costs with any card, that’s just how they work. But as for not harassing if you default, thats not the first thing you should think about when getting a credit card, or if it is the first thing you think of, you shouldn’t get one.. They are all gonna harrass if you dafault because they all want to be repaid for their money.
Hi,
try to go for a govt banks credit card. There will be less charges.
also its advisable to get a credit card of a bank with which you do nto have a salary or any other account. For the simple reason that they cant attach your account in case you delay or falter accidentaly
Irrespective of which Credit Card you use, you need to be very careful on paying on time and checking your outstanding.
I would recommend the following cards depending on your needs.
Take your pick.
(1) Entertainment Card with great discountson Moview : Barclaycard Timescard, but service is very poor
(2) Good Phone Banking Service and SMS Alerts and Net Banking : Any Citibank Credit Card
(3) Overall Good service Across all parameters and least changes of hidden charges (purely based on my experience) : Deutsche Bank Credit Card
For more information on Credit Cards and Banking do visit and for Credit Card Customer Service Advice do visit