Billing question. Credit card processing?

credit card processing
Olga K asked:


Hi guys, so far our business (incorporated in Canada) accepts only PayPal and Wire transfer.
Now we want to be able to get credit authorization forms from clients and accept credit card payment. But how shall we go about it? We don’t have any merchant account.
Shall we get some system?
If so, which one?

Another question… What if there will be no funds available on the card at the moment when we need to charge the client? Then the only way is going through collection? We would like to avoid it.

What solution/process would you recommend?

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One Response to Billing question. Credit card processing?

  1. Jane

    Contact American Express, Master Card, Visa, etc, and they will help set you up to take their cards. You pay a fee for each time you accept a cc payment, just to let you know. If a customer doesn’t have enough credit to cover their purchase the card will be declined so you won’t have to chase them, just lose a sale.

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