Can a credit card legally send you an activated card if you did not request it?

credit card
jaxboy81 asked:


I received a bill for a credit card that I did not request. I never called and activated the card, it came pre-activated.

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2 Responses to Can a credit card legally send you an activated card if you did not request it?

  1. Just Me
    September 24, 2009 at 5:49 pm

    You need to check your credit report. This could be the makings of identity theft.

  2. maui4ever
    September 25, 2009 at 10:34 pm

    Yes, some cards are pre-activated when sent out. A card can be sent out to you legally for various reasons – someone reports a loss of your card, your card has expired, the type of card you have may not be in business with the company anymore. If this is a card you didn’t know about and did not apply for then you need to speak with the fraud applications department of the credit card co.

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