Can I apply for a secured credit card that reports to the bureaus if im 17?

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I_want_it_now asked:


Im 17 and I want to start my credit. I was wondering if I can apply for a secured credit card at 17. I have the money already ready.

http://1mortgagecalculator.info

3 Responses to Can I apply for a secured credit card that reports to the bureaus if im 17?

  1. tallblondee2003
    July 31, 2009 at 1:20 pm

    Anytime that you have a credit card, they will report to your credit report.

  2. Kir S
    August 4, 2009 at 4:48 am

    Go down to your local bank and talk to them about getting started. I was able to get started with a student credit card, but I was 18. I’m not sure if you can get a credit card because technically when you sign that little slip, it’s a contract saying you’ll pay it later, and most states won’t let you sign a contract until you’re 18. But like I said, your local bank would be a great place to start. You can also try a credit union, if your parents are a member of one.

  3. Dave
    August 4, 2009 at 11:35 am

    You have to be 18 to enter into a legally binding contract. Credit card companies will deny your application if you’re not 18.

    See if a trusted family member will add you as an “authorized user” to one of their long standing credit card accounts. Your credit report will show the history as if the card was yours.

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