can I apply for credit card if I have a really bad credit?

Curious:) asked:

I have a full time job. I am trying to save up money for my next car since my car is really old.

I have a bad credit since one of my fitness account was taken to collection..

Can I still apply for credit card? What if I get denied? how can I apply?

http://1mortgagecalculator.info

David M
August 4, 2009 at 2:28 am

You can always apply for credit anytime. Chances are good you’ll be denied, but you can always try.
G. Whilikers
August 6, 2009 at 5:58 am

You are always free to apply for a card, lots of stores and banks offer applications to fill out and mail in. However, if the gym membership problem is recent or still unpaid, you will have trouble getting that card.

If you are denied, shrug your shoulders and work on moving forward. When you have no debt you can put your spare income toward saving and investing.
Linda T
August 7, 2009 at 12:32 pm

You can always apply for credit. You might not get it, but you can always apply. Credit cards, along with any kind of loans, are harder to get than they used to be.

Here’s an idea. Pay cash for everything and stop borrowing money. We were in debt for years always trying to figure out how to borrow more money. Then we figured out that really wasn’t working. We stopped borrowing and paid off all of our debt. It took us years. We now pay cash for everything. In fact we haven’t taken out a loan in many years. I know it sounds impossible to some, but give it a try. You will be glad you did later in life.