Category Archives: Investing

What economic conditions cause credit card company stocks to perform well?

Mr Grimes asked: I own a few credit card company stocks and recently read that people are choosing to remain current on credit card payments above remaining current on their mortgage responsibilities. This got me to thinking…what exactly makes credit card companies more profitable? Would they rather see their customers paying responsibly, or would they … Continue reading

Excel Amortization Chart Balance based on today’s date?

Fireswan asked: I have an amortization spreadsheet and I need a cell at the top of the page that will tell me the remaining balance based on today’s date. Is there any way to get this? I have a basic understanding of using functions but if it is complicated I’ll need a detailed explanation.http://1mortgagecalculator.info

Is time dialation taken into consideration in the amortization schedule when financing fast moving objects?

Ben K asked: such as satellites?http://1mortgagecalculator.info

How to construct a loan amortization?

Amanda C asked: Construct a loan amortization shecduled for a 3yr. 11% loan of $30,000. The loan requires three equal, end-of-year payments. I need help with the formula: $30,000=PMT(PVIFA 9,4)http://1mortgagecalculator.info

What would be the impact of interest, taxes, depreciation, and amortization have on these figures?

jcdarrin2000 asked: This capital investment will yield the gross and net income shown. How could the financial costs be structured to make this most attractive? Investment $2,000,000 Annual Income $520,000 Annual Expenses $251,000 Annual IBITDA $269,000 The useful life of the investment could be as high as 20 years, and there is no salvage value.http://1mortgagecalculator.info

What should the Excel 2007 formula be to calculate interest in a amortization schedule I am preparing?

formy p asked: My interest for the month looks too low. I don’t think my formula is correct. My beginning balance is in cell B15 and my interest rate is in cell D4. The formula I have used to calculate my interest for the month is =B15*($D$4/12/100). Using this formula my interest calulates out at … Continue reading

If straight-line method of amortization is used, the amount of yearly interest expense will remain the same as

Joey B asked: If straight-line method of amortization is used, the amount of yearly interest expense will remain the same as bonds mature. True or false.http://1mortgagecalculator.info

I need an excel formula dealing with amortization?

dt asked: I have an amortization schedule and i want excel to determine when the balance is zero and input the payment number into a cell. Is there a formula for that?http://1mortgagecalculator.info

where is the best site to get a loan amortization table?

phildoh5 asked: A table of rates to help me calculate the amortization on my own.http://1mortgagecalculator.info

How can I get either Seed Capitol, or a Seed Sapitol Invester for my business, when I have Extreamly bad Credi

kobito_chi asked: Looking for funding options for a start up business, where myself and my associetes cannot produce or Generate the required 30 % start up capitol to facilitate and secure an SBA , or other financial Institution Loan.http://1mortgagecalculator.info