<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Your All Round Mortgage Calculator &#187; Law &amp; Ethics</title>
	<atom:link href="http://1mortgagecalculator.info/category/law-ethics/feed/" rel="self" type="application/rss+xml" />
	<link>http://1mortgagecalculator.info</link>
	<description>Find out your monthly mortgage payment using this free updated mortgage calculator. Get amoritization tables, bi-weekly savings, refinance info and tips to save money on your home loan.</description>
	<lastBuildDate>Fri, 30 Jul 2010 10:28:37 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.0</generator>
		<item>
		<title>I need a bad credit loan, can i get it without a cosigner/collateral?</title>
		<link>http://1mortgagecalculator.info/i-need-a-bad-credit-loan-can-i-get-it-without-a-cosignercollateral/</link>
		<comments>http://1mortgagecalculator.info/i-need-a-bad-credit-loan-can-i-get-it-without-a-cosignercollateral/#comments</comments>
		<pubDate>Sat, 27 Feb 2010 05:33:35 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Collateral]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/i-need-a-bad-credit-loan-can-i-get-it-without-a-cosignercollateral/</guid>
		<description><![CDATA[joanna asked: I need a bad credit loan, can i get it without a cosigner/collateral?http://1mortgagecalculator.info]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="//home/phopi/public_html/1mortgagecalculator.info/wp-content/uploads/cc/bad_credit_loan16.jpg"><img src="//home/phopi/public_html/1mortgagecalculator.info/wp-content/uploads/cc/bad_credit_loan16.jpg" title='bad credit loan' alt='bad credit loan' /></a></div>
<div><em><strong>joanna</strong> asked: </em><br/><br/><br/>I need a bad credit loan, can i get it without a cosigner/collateral?<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/i-need-a-bad-credit-loan-can-i-get-it-without-a-cosignercollateral/feed/</wfw:commentRss>
		<slash:comments>14</slash:comments>
		</item>
		<item>
		<title>What is the statute of limitations in Illinois for credit card debt collection?</title>
		<link>http://1mortgagecalculator.info/what-is-the-statute-of-limitations-in-illinois-for-credit-card-debt-collection/</link>
		<comments>http://1mortgagecalculator.info/what-is-the-statute-of-limitations-in-illinois-for-credit-card-debt-collection/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 16:25:39 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Statute Of Limitations]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/what-is-the-statute-of-limitations-in-illinois-for-credit-card-debt-collection/</guid>
		<description><![CDATA[squirt asked: I am being taken to court for $2000.00 in debt that was made over 3 years ago. The credit card was closed 2 1/2 years ago. It has now been sold to another company and they are suing me. Can I request a &#8220;bill of particulars&#8221; to make them prove the debt?http://1mortgagecalculator.info]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_debt304.jpg"><img src="/wp-content/uploads/cc/credit_card_debt304.jpg" title='credit card debt' alt='credit card debt' /></a></div>
<div><em><strong>squirt</strong> asked: </em><br/><br/><br/>I am being taken to court for $2000.00 in debt that was made over 3 years ago.  The credit card was closed 2 1/2 years ago.  It has now been sold to another company and they are suing me.  Can I request a &#8220;bill of particulars&#8221; to make them prove the debt?<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/what-is-the-statute-of-limitations-in-illinois-for-credit-card-debt-collection/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Is lying about income on a Credit Card application illegal?</title>
		<link>http://1mortgagecalculator.info/is-lying-about-income-on-a-credit-card-application-illegal/</link>
		<comments>http://1mortgagecalculator.info/is-lying-about-income-on-a-credit-card-application-illegal/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 18:25:39 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Ethics]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/is-lying-about-income-on-a-credit-card-application-illegal/</guid>
		<description><![CDATA[Dan V asked: From what I understand they very rarely verify the income you list. Is there anything illegal about exaggerating annual income on a Credit Card application for the purposes of getting approved/getting a higher starting limit? Please don&#8217;t give me ethics, I just want to know if it constitutes fraud (could be a [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_application274.jpg"><img src="/wp-content/uploads/cc/credit_card_application274.jpg" title='credit card application' alt='credit card application' /></a></div>
<div><em><strong>Dan V</strong> asked: </em><br/><br/><br/>From what I understand they very rarely verify the income you list.</p>
<p>Is there anything illegal about exaggerating annual income on a Credit Card application for the purposes of getting approved/getting a higher starting limit?<br />
Please don&#8217;t give me ethics, I just want to know if it constitutes fraud (could be a typo for all they know) or if there&#8217;s anything illegal about my SPECIFIC question.<br />
I would like a Yes or No if possible.<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/is-lying-about-income-on-a-credit-card-application-illegal/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What are the legal ramifications of being unable to pay unsecured Credit Card debt?</title>
		<link>http://1mortgagecalculator.info/what-are-the-legal-ramifications-of-being-unable-to-pay-unsecured-credit-card-debt/</link>
		<comments>http://1mortgagecalculator.info/what-are-the-legal-ramifications-of-being-unable-to-pay-unsecured-credit-card-debt/#comments</comments>
		<pubDate>Sat, 28 Nov 2009 16:05:36 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Unsecured Debt]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/what-are-the-legal-ramifications-of-being-unable-to-pay-unsecured-credit-card-debt/</guid>
		<description><![CDATA[barry c asked: Medical bills and disabilty have made it impossible for me to pay off about 40,000 in credit card debt. What can they do to me legally?http://1mortgagecalculator.info]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_debt292.jpg"><img src="/wp-content/uploads/cc/credit_card_debt292.jpg" title='credit card debt' alt='credit card debt' /></a></div>
<div><em><strong>barry c</strong> asked: </em><br/><br/><br/>Medical bills and disabilty have made it impossible for me to pay off about 40,000 in credit card debt. What can they do to me legally?<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/what-are-the-legal-ramifications-of-being-unable-to-pay-unsecured-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Why do credit card company policies go against the united states laws?</title>
		<link>http://1mortgagecalculator.info/why-do-credit-card-company-policies-go-against-the-united-states-laws/</link>
		<comments>http://1mortgagecalculator.info/why-do-credit-card-company-policies-go-against-the-united-states-laws/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 09:55:49 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Emancipated Minors]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/why-do-credit-card-company-policies-go-against-the-united-states-laws/</guid>
		<description><![CDATA[Carlos My True Love asked: I&#8217;m emancipated and have court papers that prove i can obtain a credit card. Once I tell them i&#8217;m not 18 but I&#8217;m emancipated they just basically hang up. So is their any credit card companies that issue to emancipated minors.http://1mortgagecalculator.info]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card395.jpg"><img src="/wp-content/uploads/cc/credit_card395.jpg" title='credit card' alt='credit card' /></a></div>
<div><em><strong>Carlos My True Love</strong> asked: </em><br/><br/><br/>I&#8217;m emancipated and have court papers that prove i can obtain a credit card. Once I tell them i&#8217;m not 18 but I&#8217;m emancipated they just basically hang up. So is their any credit card companies that issue to emancipated minors.<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/why-do-credit-card-company-policies-go-against-the-united-states-laws/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Where can I find the Arizona statute of limitations on defaulted credit card debt?</title>
		<link>http://1mortgagecalculator.info/where-can-i-find-the-arizona-statute-of-limitations-on-defaulted-credit-card-debt/</link>
		<comments>http://1mortgagecalculator.info/where-can-i-find-the-arizona-statute-of-limitations-on-defaulted-credit-card-debt/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 12:00:15 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Arizona Statute Of Limitations]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/where-can-i-find-the-arizona-statute-of-limitations-on-defaulted-credit-card-debt/</guid>
		<description><![CDATA[CK asked: I&#8217;m trying to help my friend determine if the statute of limitations has run out on a credit card debt that was charged off in November of 2004. Because they have different statutes, I first need to know if this account would be considered an &#8216;open account&#8217; or a &#8216;written contract&#8217;. Which statute [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_debt280.jpg"><img src="/wp-content/uploads/cc/credit_card_debt280.jpg" title='credit card debt' alt='credit card debt' /></a></div>
<div><em><strong>CK</strong> asked: </em><br/><br/><br/>I&#8217;m trying to help my friend determine if the statute of limitations has run out on a credit card debt that was charged off in November of 2004.</p>
<p>Because they have different statutes, I first need to know if this account would be considered an &#8216;open account&#8217; or a &#8216;written contract&#8217;.</p>
<p>Which statute is applicable in the Arizona Revised Statutes so that I can authoritatively verify this on the Arizona Legislature&#8217;s website?<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/where-can-i-find-the-arizona-statute-of-limitations-on-defaulted-credit-card-debt/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>If I have credit card debt, would it deny me a top secret security clearance?</title>
		<link>http://1mortgagecalculator.info/if-i-have-credit-card-debt-would-it-deny-me-a-top-secret-security-clearance/</link>
		<comments>http://1mortgagecalculator.info/if-i-have-credit-card-debt-would-it-deny-me-a-top-secret-security-clearance/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 13:32:09 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Secret Clearance]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/if-i-have-credit-card-debt-would-it-deny-me-a-top-secret-security-clearance/</guid>
		<description><![CDATA[mattman5500 asked: I recently joined the navy, I took the job of NAT-IS, which is an Intelligence Specialist. The job requires me to have a top secret security clearance, I have no felonies, prior arrests, or tickets, But I do have about $4,000.00 of credit card debt. So does this automatically exclude me from the [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_debt266.jpg"><img src="/wp-content/uploads/cc/credit_card_debt266.jpg" title='credit card debt' alt='credit card debt' /></a></div>
<div><em><strong>mattman5500</strong> asked: </em><br/><br/><br/>I recently joined the navy, I took the job of NAT-IS, which is an Intelligence Specialist. The job requires me to have a top secret security clearance, I have no felonies, prior arrests, or tickets, But I do have about $4,000.00 of credit card debt. So does this automatically exclude me from the security clearance.<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/if-i-have-credit-card-debt-would-it-deny-me-a-top-secret-security-clearance/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Are parents reponsible for credit card debt incurred by their over 18 under 21 year old children in NY state?</title>
		<link>http://1mortgagecalculator.info/are-parents-reponsible-for-credit-card-debt-incurred-by-their-over-18-under-21-year-old-children-in-ny-state/</link>
		<comments>http://1mortgagecalculator.info/are-parents-reponsible-for-credit-card-debt-incurred-by-their-over-18-under-21-year-old-children-in-ny-state/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 20:56:13 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Credit Debt]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/are-parents-reponsible-for-credit-card-debt-incurred-by-their-over-18-under-21-year-old-children-in-ny-state/</guid>
		<description><![CDATA[dixie8026 asked: My 20 year old cousin just found out she&#8217;s pregnant. She lives at home and has a good job, but she&#8217;s moving out. She has about 15,000 in credit card debt and my Aunt is under the impression that in Ny state she will be held financially responsible if my cousin is not [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_debt254.jpg"><img src="/wp-content/uploads/cc/credit_card_debt254.jpg" title='credit card debt' alt='credit card debt' /></a></div>
<div><em><strong>dixie8026</strong> asked: </em><br/><br/><br/>My 20 year old cousin just found out she&#8217;s pregnant.  She lives at home and has a good job, but she&#8217;s moving out.  She has about 15,000 in credit card debt and my Aunt is under the impression that in Ny state she will be held financially responsible if my cousin is not able to make her payments.<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/are-parents-reponsible-for-credit-card-debt-incurred-by-their-over-18-under-21-year-old-children-in-ny-state/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>My daddy got sued for an unpaid debt credit card that wasn&#8217;t his. What should he do?</title>
		<link>http://1mortgagecalculator.info/my-daddy-got-sued-for-an-unpaid-debt-credit-card-that-wasnt-his-what-should-he-do/</link>
		<comments>http://1mortgagecalculator.info/my-daddy-got-sued-for-an-unpaid-debt-credit-card-that-wasnt-his-what-should-he-do/#comments</comments>
		<pubDate>Wed, 30 Sep 2009 20:50:54 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Credit Card Debt]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/my-daddy-got-sued-for-an-unpaid-debt-credit-card-that-wasnt-his-what-should-he-do/</guid>
		<description><![CDATA[BEE N asked: well a couple of months ago my daddy receive a letter from the credit card company demanding him to pay the credit card debt but the account number on the letter didn&#8217;t match with his numbers. So he called the number on the letter but they said they cant do anything about [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_debt244.jpg"><img src="/wp-content/uploads/cc/credit_card_debt244.jpg" title='credit card debt' alt='credit card debt' /></a></div>
<div><em><strong>BEE N</strong> asked: </em><br/><br/><br/>well a couple of months ago my daddy receive a letter from the credit card company demanding him to pay the credit card debt but the account number on the letter didn&#8217;t match with his numbers. So he called the number on the letter but they said they cant do anything about and tell him to mail a letter to the address stating on the letter. Later, he mailed the letter to them .  Now he found out that they&#8217;re sued him for the unpaid debt.<br />
Help plz?<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/my-daddy-got-sued-for-an-unpaid-debt-credit-card-that-wasnt-his-what-should-he-do/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Does having a high credit balance affect the green card process?</title>
		<link>http://1mortgagecalculator.info/does-having-a-high-credit-balance-affect-the-green-card-process/</link>
		<comments>http://1mortgagecalculator.info/does-having-a-high-credit-balance-affect-the-green-card-process/#comments</comments>
		<pubDate>Fri, 24 Jul 2009 00:11:24 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Credit Balance]]></category>

		<guid isPermaLink="false">http://1mortgagecalculator.info/does-having-a-high-credit-balance-affect-the-green-card-process/</guid>
		<description><![CDATA[actorob512 asked: Applying for green card and i have a high credit balance. Im from Malaysia, will this affect my process? I went to college in the U.S. and have been employed with few companies and have been in the U.S. for over four years. My lawyer told me that my credit card balances were [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_card_processing126.jpg"><img src="/wp-content/uploads/cc/credit_card_processing126.jpg" title='credit card processing' alt='credit card processing' /></a></div>
<div><em><strong>actorob512</strong> asked: </em><br/><br/><br/>Applying for green card and i have a high credit balance. Im from Malaysia, will this affect my process? I went to college in the U.S. and have been employed with few companies and have been in the U.S. for over four years. My lawyer told me that my credit card balances were high and this would be a problem. He said i am from a country of Islamic faith so the process is very strict???<br />
3 hours ago &#8211; 3 days left to answer.<br/><br/><a href=''>http://1mortgagecalculator.info</a></div>
]]></content:encoded>
			<wfw:commentRss>http://1mortgagecalculator.info/does-having-a-high-credit-balance-affect-the-green-card-process/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
	</channel>
</rss>
