Category Archives: Personal Finance

I am trying to launch a website as a mortgage broker in Australia and was wondering if there was anywhere that provided free calculators to use for someones borrowing capacity, their repayments and also their stamp duty. My friend designs websites so even its code although I would not understand he might. I found an … Continue reading

I want to put the minimum amount down payment as I can ( BOA said 00). The house appraised at 5,000, and the owner will let it go for 5,000. I live in Sacramento, not sure of any taxes (I estimate property tax at 00?) I want to know: 5,000 borrowed +PMI +property tax +any … Continue reading

Someone who lives in own house worth between £160k and £210K has 3 children living with them and owns a business which he has been saying to people Yes I’ve done really well this year. And his other child is awarded £10 a week?!!! How can this be right, looking at the calculator seems to … Continue reading

Mortgage problem.. you get a ,000 loan and pay it back at a rate of 0.34 per month with an interest rate of 12% a year(1% a month). Your balance, B dollars, after n monthly payments is given by the algebraic equation B= 50,000(1.01^n)+(550.34/.01)(1-1.01^n) Make a table of your balance at the end of each … Continue reading

import static java.lang.Math.*; import java.util.*; import java.io.*; import java.text.*; public class mortgageCalculator3 { public static void main(String[] args) throws IOException{ NumberFormat currency=NumberFormat.getCurrencyInstance(); System.out.println("Juanita Smith"); System.out.println("Week 4 Assignment"); System.out.println("Mortgage Calculator"); System.out.println("August 29, 2011"); pauseProg(); // code to pause program found at //http://codewithdesign.com/2010/01/17/create-a-press-enter-to-continue-with-java/ } public static void pauseProg() throws IOException{ System.out.println("Press enter to continue…"); Scanner keyboard = … Continue reading

FACTS: I go to university in Edinburgh I am renting a flat there in the meantime which is covered by my student loan I want to buy a studio flat in marleybone at £175000 I have savings around £70000 for the deposit I work part time for around £400 per month I have private income … Continue reading

I have a credit score above 700 (around 720). The only debt I have is a small student loan payment and a car payment which has less than 1 year left on the loan. And I pay off in full credit card transactions every month so I don’t carry a balance. I have the money … Continue reading

I am so worried about my children and college and saving for retirement. My husband and I have 4 kids together. We never planned it that way. I was married to another man and had two kids. I left him because he became addicted to drugs. My husband was married before and has one child. … Continue reading

Ok, so i done this online calculator thing and it said we could get a mortgage of £120,000 based on our incomes, deposit etc etc. We have £20,000 saved up for a deposit but what i don’t under stand is, if we took a mortgage out of £120,000 would the £20,000 deposit come off that … Continue reading

I bought a house this year. It is less than I can afford. I have been funneling 0 a month into an S&P index. Long term it has performed 9-11% over the time frame it would take to pay off a house. My interest is 4.75% with no tax write off because we don’t make … Continue reading