How can I get a major credit card with bad credit?

bad credit
WENDY D asked:


I am fixing my credit right now but I am booking a trip to wisconsin and they want a major credit card not a debit card. Is there a way that I can get one even with bad credit?
I am not trying to make money I just need a credit card for a one time use.

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9 Responses to How can I get a major credit card with bad credit?

  1. timetochangemyname
    July 12, 2009 at 3:33 pm

    Go to your local credit union and make a deposit. Apply for a secured credit card in an amount = to your deposit. You will be able to use and make payments on the card like a normal card. Your funds will be on hold as collateral against the card. If necessary, you can pay the card off with the funds. It takes about 10 business days to get the plastic, so be aware this wait could intefere with your time-frame and plan accordingly.

  2. aplbtm83
    July 14, 2009 at 8:40 pm

    You would probably qualify for a secured credit card. (Try Orchard Bank, their card has a Mastercard logo).

  3. Susan H
    July 18, 2009 at 12:57 am

    you cant :( except for the ones that want to charge you outrageous fees-like first premier. I use my atm card as a credit card all the time like to reserve hotels etc. or you could try the secured card route mentioned in the other answers

  4. Keik
    July 20, 2009 at 7:38 pm

    Sorry but with bad credit you will only be able to get a secured card in today’s economy.

  5. Lakers
    July 21, 2009 at 10:35 pm

    you could apply at under poor credit section

  6. Cage
    July 25, 2009 at 8:41 am

    I recommend that you work on getting a secured card. Make sure that the card reports to credit bureaus so you get a positive credit score! Secured cards work exactly like credit cards! In many cases some credit card companies will give credit cards with low limits to people with poor credit. Check out, you can compare credit cards and get the one that fits you the best! Good luck

  7. FrankRizzo85
    July 25, 2009 at 2:51 pm

    When you have bad credit history, or no credit history, it is difficult and frustrating when trying to obtain a loan or credit card . Establishing your credit history can be a real pain in the a**. If you don’t have credit, not many places are willing to give you credit, yet how can you ever establish credit if nobody is willing to give you any? You must Understand what Credit Card Companies are looking for. Read more here

  8. Gala
    July 27, 2009 at 5:33 pm

    It is kind of difficult to get your first credit card. Especially now with so much economic uncertainty. Most likely your application will be decline by every bank. Banks even won’t bother to send you a letter, explaining why you’ve been rejected. However you can apply for prepaid credit card. It is almost guaranteed, that you’ll be accepted.

  9. Gregory
    July 28, 2009 at 3:13 am

    Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments – creditreport.fateback.com

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