How can i get a student loan if i have bad credit?

bad credit
ctgirl1 asked:


I am going back to school in the fall and I need a loan to cover the costs. I already have a federal loan, but it isn’t enough to cover tuition and living. The only bad thing is that I have bad credit and keep getting turned down for loans. Is there anyway to get a student loan, other than federal, with bad credit?

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3 Responses to How can i get a student loan if i have bad credit?

  1. angeliquehanner@ymail.com

    I also have bad credit. I am attending Kaplan University online and have full pell grant, plus 3 student loans. I also signed some paperwork at the college for living expenses, so they ask the government for the max amount of money I can get, and whatever is not needed for tuition, comes to me to help pay for things like internet, power, really anything I need at the moment. If this helps any, I am getting my loans through Bank of America.

  2. ?Socially Awkward?

    Go down to your local unemployment agency, and see if they’ll pay for you to go to college. Look into grant money.

  3. Hannah

    I’m currently shopping for student loans too. For private student loans, you can only be approved on your own merit or you have to have a cosigner. I had a friend in the same situation and she contacted local banks and explained the situation. They were able to give her a loan, but she had a much higher interest rate.

    I’d see if someone in your family would co-sign a loan for you. I’d also suggest that you apply for scholarships. I wish you the best of luck!!!! :-)

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