Essie asked:
My dad says I can’t pay it until I get a bill in the mail but it’s already online (it’s a Bank of America line of credit)…a Platinum plus visa card.
My dad says I can’t pay it until I get a bill in the mail but it’s already online (it’s a Bank of America line of credit)…a Platinum plus visa card.
I didn’t get a bill in the mail but it’s doesn’t seem to be pending anymore and I can see it under that account.
Can I pay it now? Do I need to wait? How do I do it? The demo wasn’t clear?
http://1mortgagecalculator.info
I like to wait until I get the bill.
That way I can see every single charge and make sure its right
If that card had not prior balance, you are not paying any interest.
If there is an error in your statement when it comes in the mail.
The fact that you paid the bill, will diminish and cancell any chances of you disputing a charge. Since by paying, you agreed to all the charges.
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I almost always pay my bills online before I get the bill in the mail. I do make sure that it is passed the monthly close date. I do check the charges. You can pull up all the charges online. If you are having problems setting it up just go to the nearest BAC and they will set it up for you. I can think of only one regular bill that I pay by mail.
You can make a payment at any time. You don’t need a statement, though it’s a good idea to check your statement over each month for unusual transactions.
You will need to go to BOA’s website, and create a login. You’ll also need your credit card # and a check from your bank’s checking account. (it doesn’t need to be a voided check – you just need the #’s on the bottom.)
Once you have created an account and logged in, you’ll be able to view the details of your credit card account. Many banks are going with paperless statements, preferring you to just use their website. I still prefer to get a paper statement, however.
To make a payment, you will need to tell BOA where the money is coming from. They’ll have instructions on how to do this. You’ll enter the bank’s name, routing # and your checking account # (these are on the bottom of your checks) Once that is done, you can schedule a payment. You’ll be given the option to pay the minimum, pay the full balance, or enter in your own amount. Be sure to read the information about how long it takes for a payment to post! Some banks will date the transaction immediately (good!), but some wait up to 3 business days! Be careful so you don’t end up making a late payment!
If you get stuck, you can always call BOA’s 1-800 number to get help.