Peusyphart asked:
I’m looking for a credit card with no apr for the first year. I have a job and a credit card alredy, paid in full every month, but have been declined for two new credit card applications with different banks. Would I be able to get a zero % apr credit card with my parents as a cosigner?
http://1mortgagecalculator.info
I’m looking for a credit card with no apr for the first year. I have a job and a credit card alredy, paid in full every month, but have been declined for two new credit card applications with different banks. Would I be able to get a zero % apr credit card with my parents as a cosigner?
http://1mortgagecalculator.info
What was the reason that you were denied credit? You should have received a letter stating what factors the banks decisions were based on and what credit bureau they pulled your credit report from.
Go to and pull your credit report free once a year from all three major bureaus, there might be some negative/incorrect information on your credit report that needs correcting..
The banks are really getting tough on their lending practices, if your parents agree to do a joint account with you and if their credit meets the banks requirements, then yes you should be able to get the card.
The more offers you are declined the lower your credit score will be. And if you do get approved for a credit card with a 0% apr., trust me your going to have a high interest rate on the card, after the 0% apr is over.
zero interest credit cards are usually issued to people with good credit.
Since you have been declined for other credit cards,there may be something in your credit report or maybe your income does not support you getting more credit. When you were denied, did you
receive a letter as to why? contact your credit bureau.