S. asked:
ok so I have 2,3 credit cards, and I’m so lazy to pay the bills. so I haven’t used my cards lately, but for not paying it up I keep getting late fees charged. I got like $300 late fees on my cards all together. I keep saying I’ll call them but I don’t. I have weird schedule. I work at night, and sleep during the day.
ok so I have 2,3 credit cards, and I’m so lazy to pay the bills. so I haven’t used my cards lately, but for not paying it up I keep getting late fees charged. I got like $300 late fees on my cards all together. I keep saying I’ll call them but I don’t. I have weird schedule. I work at night, and sleep during the day.
is there a way to get them fees knocked off? I mean, it’s just too much. and any advice on how to not be lazy about playing the bills.
can I make them directly take the money out of my bank account?
http://1mortgagecalculator.info
If you had a track record for paying on time, then you had 1 late month, then they might have taken it off. I don’t think you have a chance, but you could talk to them.
You can pay online, in some cases, set up automatic payments. Check with your card holder, or your paper bill for the website address.
Start paying on-time & the fees will stop. Think of it as tuition to an education & don’t go to that class again.
and i thought my wife was bad.
In the time it took you to type this question, you could have paid a bill…….Amazing.
If your late payment was a 1 time thing then they might be nice and remove the fee for you. However, if you are constantly late this is not going to happen. Also, if you are always late you have(or will be) bumped up to the default interest rate which is in the 30%+ range.
If you can not trust yourself to spend a few minutes to pay your bill on-time there are a couple of things to do. Check with your credit card company if they have on-line bill payment. If they do they probably have an option to automatically pay your bill every month. However, this usually will just pay the minimum and if you keep it at that amount it will take forever to pay off your account. The second option is to check with your bank that has your checking account. Most also have an On-Line bill pay that they can do the similar thing.