How do I get approved for a credit card and start building credit?

credit card
Heidi asked:


I am 21, do not go to college currently. I have been abroad as an opair for three years and now have been working for 2 months full time. I really would like to get a credit card so I can start building credit.

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One Response to How do I get approved for a credit card and start building credit?

  1. timothy p
    December 9, 2009 at 11:22 pm

    visit your local bank or credit union. Open a secured (not prepaid) credit card. Be sure they report to all agencies on a regular basis. Pay your balances in full each month or at least keep them below 30%

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