How do some stores approve credit card applications instantly?

Big Nate asked:

what exactly do they check for? bank account and credit score or what

http://1mortgagecalculator.info

R_Mev
August 23, 2009 at 3:59 pm

Any kind of instant credit approval availability is based on a credit score criteria which is known as your FICO score.
Handyman
August 24, 2009 at 2:10 am

Your Social security number is all that they need to check your credit. Yes they check your credit score & your past History to seehow you pay your bll’s
candi h
August 27, 2009 at 1:09 pm

By providing your social security #, the company can easily look up and review your credit profile. If there needs to be further evaluation then the instant response will not be provided.
stan c
August 28, 2009 at 4:02 pm

It’s called progress. I went into my bank to apply for a loan, and my credit report came up in 60 seconds with just my social security #. When I ran credit reports back in the 60s’, you had to put all the info into the system and then run