I need 2500.00 for a trip is it better to get a personal loan from my bank or to apply for a credit card?

apply for credit card
extbb81 asked:


my concern is about the interest rate and the time needed to pay it off as well as the length of the payments.

http://1mortgagecalculator.info

4 Responses to I need 2500.00 for a trip is it better to get a personal loan from my bank or to apply for a credit card?

  1. Eddy T
    February 24, 2010 at 8:38 pm

    A credit card. For any loan one wants to take, there must be competitive interest rate to paid and a repayments to be made.

  2. Hoa N
    February 26, 2010 at 5:06 pm

    I suggested you stay at where you at. Because taking on debt is no fun in this economy, If you could pay for the trip with cash, then do it. If not, be careful what you get into, personal loan or credit card is all about loan shark

  3. David M
    February 28, 2010 at 4:47 am

    It’s best to save up the cash to go on the trip. Otherwise you can’t afford this trip.

  4. HOW LIFE WORKS
    February 28, 2010 at 2:59 pm

    if you don’t have the $2,500 wait until you do……..
    then use you credit card for most expenses….
    when you come back you will be able to pay the credit card off with no interest

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