__A_YAHOO_USER__ asked:


I am a student in Santa Monica, California who tried to apply for a credit card to try and build my credit but was denied for the simple fact that I did not have enough credit. Since this option failed I just wanted to know if there was any other way of building credit without a credit card.

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Vivienne asked:


As the result of some bad financial decisions and a divorce, my credit rating has gone down. I am trying to build it back up and wondered if someone could recommend a credit card I could get that would allow me to re-build my credit. I want a low set limit and as good of an interest rate as possible. Please help.

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Bryce asked:


I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?

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Itrolla asked:


I’m in my early twenties. I’m not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no credit. I can’t go through them.
I need to build credit if I want a car, home, etc.

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Love asked:


I am a college student looking to get a credit card. I am wondering what is the best credit card to get as a student, please do not say don’t get one because I’m going too. It is only for small purchases with a small limit just to build credit!

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Ann asked:


I’m trying to build my credit. I recently turned 18 and I want to apply for a reliable, low-interest rate credit card. Which one would you recommend from experience?

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Coty B asked:


I was told First Premier, but when I went to apply, it was nothing but fee’s! I would have had to pay over 300 in fee’s! What credit card is best for someone with bad credit, starting out?

(I know department stores are bad, and prepaid isn’t an option, I don’t have that type of money!)

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ronghahaha asked:


I feel Citibank’s customer service is poor. I just applied a “Citi® Dividend Platinum Select® Visa® Card for College Students” credit card online, on Citibank’s official website. They sent me an letter weeks later that says my application was denied. I called the number they told me and the officer said it’s because of that i dont have a high enough credit history. How could i build credit history when i was just applying my first credit card? ? !
and the information they offered to me was very confusing. it doesnt say anything about the requirements you have to meet when i was applying for the credit card. i said i’d like to do this in person again the lady in the phone told me to go to branch banks.
when i went to citibank branch bank, i was told they don’t do anything with credit cards on branch banks. wth…
getting mad of them. will this hurt my credit in the future?

they say that my app. was scored and evaluated by a computer system. and i can get a free copy of my credit report if i respond within 60 days. but i do not know what should i write to them in the letter.
to thinkcreditcard: yah i almost fall asleep with their pls-wait-for-a-second music.

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wifey asked:


I should have my debt cleaned up within a few months, and I need to apply for a credit card to help build my credit back. I already have a new auto loan that is helping. Or will I receive pre approvals. Please help.

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Aaron asked:


I applied for 2 different credit cards and i was denied.

i owe some other stuff but i really need a credit card so i can build my credit.

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