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Justin asked: And this particular application does check creit. So, is it just to verify my identity? Sorry- I mis-typed. I meant to say that this bank does NOT check credit. So guess it has to be to verify identity. I mean how much information can they get from your drivers license number?http://1mortgagecalculator.info

Chan asked: Hi, Recently one of my credit card application got rejected. The letter from the bank states that, i am eligible to get a free credit report within next 60 days. When i called the credit reporting agency (transunion) number given on the letter, it goes to an automated number and requires me to [...]

Michelleeee asked: I applied for their student credit card about a month ago and have yet to hear back! I’ve been online and it says I should have recieved an answer within 7-10 business days and the associate at the store told me around 15 days. It’s been a month and nothing! I was trying [...]

Marlboro L asked: What is the best credit card for me? I prefer visa but open to anything. I’m 26 years old, self employed and bringing in about 25k a year. Credit score is fair, 655http://1mortgagecalculator.info

Fat asked: Can I report money made from scholarships or loans????????????????????http://1mortgagecalculator.info

BradPratt asked: For example, are they less likely to give you a card if you don’t work, or list homemaker, or what not? Even if other members of your household or significant other is bringing in the money? does where you live matter? Do they only consider your credit score as being the single most [...]

Chad P asked: I realize credit cards are the devil, and I’m trying to pay all of them off. However, I was late by 1 or 2 days since the company didn’t credit my payments until they felt like it. As a result, I am now at the default rate of 30.37% APR. I can’t [...]

nbts1582 asked: I don’t have a credit card, but I really need one just to purchase plane tickets and other things I buy online and build credit. By the way, I’m over 25 and I have been paying my student loan on time each month for almost 5 years. I think I have fair/good credit. [...]

JuneStar asked: I have recently applied for a Citi card online. On the online application it said that I was going to get a response in about 5 to 7 days or if they needed more information then it could be longer. Two days after I applied, I got a message on my answer machine [...]

tushlawal asked: i applied for a credit card 5 days ago, my credit alert shows that a credit report was pulled so i called the credit card company to check on the status of the application…the rep told me it shows that it is still in process and if it was declined he would know [...]