The Daxternator asked:


I heard that credit card companies stopped issuing credit cards to people under 21 just of yesterday. Is this true?

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zico asked:


Hi ,
I am pretty much ignorant to credit card details. I have a savings account in SBI in India, and i want to have a credit card. Can anyone tell me , which will be the best card to hold . And which are the credit card companies which harasses the least on defaulting, charges the least for issuing a credit card and has no hidden cost ?

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crazyguy asked:


Let say you own the credit card companies money; but you just don’t wanna pay for some personal reason, but you got money in your bank account. Can they somehow get the money from your bank. Like by court order?

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Emily asked:


I am a college student and I am looking into getting a credit card to establish credit. I plan on paying off my balance throughout the month but I believe I heard on the news yesterday that some credit card companies will be charging a fee to do that? What should I consider when picking out a credit card?

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Tom V asked:


I have had 2 cases with credit cards over the past year where the company contacted me about fraudulent activity even before it was listed on my account. One time I was asked about a charge from WalMart in another state. I haven’t even used these credit cards for months before they asked me about fraud charges on my cards. How does someone get my credit card numbers and how does the company suspect that it is fraud and it wasn’t my purchases?

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asked:


Since there are a lot of people with bad credit nowadays, do you think they will put pressure on credit card companies to help people with debt or bad credit?

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therealmaterialgirl asked:


I’ve sent in my payments a full week ahead of time and they still posted my payment late and are making me pay a late fee! Does anyone else have this problem? This is the third time already and I’m getting a little upset. Other payments to bigger credit card companies that are sent FARTHER away get processed on time.

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kosmoistheman asked:


My daughter just turned 18 and is interested in getting a credit card. Which company is the best for someone who has no credit card history. With the recent credit crunch, it appears that more and more credit card companies and banks are getting tougher with applications.

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awill110 asked:


I got my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported since April. Is there an effective way to contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I feel that this issue is affecting my credit score, so I would like to fix this.

Thanks in advance.

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breaddemon asked:


I closed a credit card yesterday and today decided it would be better for my credit score to keep the card open. I called to see if they could re-open the card but they said no. It is a chase credit card, I have good credit (but I recently bought a house). I usually do not keep a balance on this card. I spend a couple hundred dollars on it every 4-5 months. What reasons do credit card companies have for not allowing me to re-open my card?

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