Tag Archives: Credit Card Companies

What credit card company processes transactions quickly into the system?

RAV94 asked: When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a … Continue reading

Which credit card companies will give credit cards to someone who is a discharged bankrupt?

devil_fish_2000_uk asked: A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a credit card? He is not interested in the interest rate etc – he … Continue reading

What should I do about my credit card debt?

JP asked: I recently had to defer my salary at my job for an extended period and cannot afford to pay my credit card debt. What should I do? A friend advised me to not make the next payments and negotiate with credit card companies on the debt. Is this wise? Would you advise I … Continue reading

How do you get a credit card with bad credit?

Heedie asked: I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and … Continue reading

What are the best credit card companies?

Redd asked: I’m only 20 and I have no credit at all. I don’t even know how to begin to get credit because my mom never taught me these things I basically raised myself. Anyway..I’m trying to number 1, get a car and number 2, apply for a credit card. What are the best companies … Continue reading

Is there a way for credit card companies to forgive a portion of credit card debt?

chrisandniki asked: Getting rid of debt is a priority in my family. We”ve been regular with our credit card payments. A word to you younger folks: never, ever use a credit card for anything. I was curious if there was a way for credit card companies to forgive a portion of debt if you’ve been … Continue reading

How do I close empty credit card accounts?

atg28 asked: I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time. I would like to close them to resolve my accounts and improve my overall credit. I have to admit that some of the … Continue reading

How do I know if these credit card companies are reputable?

Anonymous asked: Within the past couple of months, I’ve been receiving several letters per week from credit card companies enticing me to apply. I have bad credit, got rid of all my credit cards eight years ago, and am still paying off old debt. Could these letters have something to do with the fact I … Continue reading

How does online credit card payment and the whole online payment system work?

Floyd F asked: 1)How does the whole system and procedure work? 2)Do debit cards work as well as credit cards? 3) I know the consumer has to take precautions but what are the security procedures and precautions taken by credit card companies and online payment companies and systems to protect you? 4) What shud i … Continue reading