jav120302 asked:


I want to pay off my credit cards but i dont want to refinance my house to do so. Is their any way that i can work with the credit card company to work something out?

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STEPHANE P asked:


When you get a company credit card, it is based on their credit rating. But when you are late making payments or don’t make payments(for whatever reasons) does this hurt your credit rating or just theirs? Each person is responsible for submitting expense reports, then the company cuts you a check, and you in turn pay the credit card company.

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Ice Princess asked:


My credit card company is raising my interest rate by double. They said I can close the account to keep the current interest rate and pay what I owe. I don’t want to pay the higher rate, so I will close the account. How will this affect my credit now with a remaining balance? How will this affect my credit once the balance is zero?

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LG asked:


If, when I make a credit card charge, I pay off the balance in its entirety as soon as the charge is posted (usually 3 days later), is that helpful in terms of building credit? Doing it this way avoids any interest fees.

Do I need to wait for the credit card company to tack on interest before making the payment and improving my credit?

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VGreat asked:


If my credit card application gets rejected by one credit card company, how long should I wait before applying for a CC with another credit card company without affecting my credit history?

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mi_cam asked:


My credit card was canceled by the credit card company. I was paying them on time every month. I had the card for four years and every year they raised my limit. The account was in good standing when the closed it. How will they report this to the credit bureaus?

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malteseheart asked:


My company credit card is showing on my personal credit report. As most of you know, the credit card company asks for your social security# when you are issued a company card with your name on it. I am an employee only & have no personal responsibility to the debt. Even though the account is in excellent standing, it makes my credit-to-debt look sky high! How do I get it removed from my personal credit report?

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Mr. Luva Luva asked:


I have a credit card company coming after my wife for a credit card debt from 2000. This is coming totally out of the blue. We had paid off all of her credit card debt back in 2002 before we got married. We got rid of all proof of payments that we made on her debt because it was now 6 years later! I have a feeling that we paid this off, but I have no proof. Can they still come after her 8 years later??

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The Saints asked:


This is the question for economics. Lamar just received notice his credit card company is increasing his credit card company by 1,000 dollars. Lamar is very happy about that. Comment on Lamars statement.

Thanks.

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campgal asked:


I am trying to track down some specific information regarding credit card companies closing accounts due to inactivity.

Has anyone seen this in credit card applications or policies?
Does anyone know of any laws that address this or similar issues?

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