Eddie asked:


I own a small business and I’m expanding in a couple of weeks. The current credit card company I’m with charges me some pretty high rates but they’ve been with me since the beginning and took a chance on me. Would it be illegal for me to use another company to process my credit cards for my new location? Can I have more than one credit card processing company?

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Psych Grad asked:


So I want to cancel my Macy’s Credit Card, CitiBank card and a tiffany’s card. They all have a balance of 0.00. Will my credit be affected in a negative way if I close down these credit cards?

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Brooke asked:


Many credit cards say they are platinum, and say platinum on them. I know there’s got to be a meaning for that. But what does it mean? How is a platinum credit card different from a non-platinum credit card?

Please, no links to websites, just answer the question.

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Carlton M asked:


I have about $5 grand of credit card debt now which can be brought down to 0, in less than a year, depending on how much I really want to pay it off. However, is carrying large amounts of debt (even if you CAN pay it off) bad? I don’t see how. Isn’t that the entire BUSINESS of credit cards anyways?

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Vane asked:


I am trying to increase my score but can’t have my own so I’m gonna have my mom apply for one and add me as an additional card holder which credit card companies DO report?

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kathleen k asked:


short falls on cash this month and was unable to pay four credit cards, how will this effect a commercial loan application?

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neda s asked:


Amazon.com offers amazon check out to customers, I was wondering if amazon.com processes the credit cards itself or cooperates with and online credit card processing company
if so , which company does amazon.com cooperate with?
Amazon.com offers amazon check out to customers, I was wondering if amazon.com processes the credit cards itself or cooperates with and online credit card processing company
if so , which company does amazon.com cooperate with?

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James R asked:


In February 2010 new laws will require someone to be 21+ in order to get a credit card. If someone already has credit cards and wont be 21 in February what will change?

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Jen asked:


My credit card company closed my account because they said that the information on my original application for income didn’t match the information that got from the IRS and decided to close my account. I really don’t care because I have pretty good credit and have other credit cards. I was wondering if this would hurt my credit. They said I can continue to pay like I normally would.

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no nickname asked:


I got in the mail a student credit card from fifth-third. I was just wondering how it works… It says dat it is paired with my student checking account so does it mean that my credit limit is what i have on my checkings account or is it like all other credit cards?

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