Tag Archives: Credit Debt
where to consolidate credit card debt with bankruptcy?
MD asked: I need to consolidate my credit card debt. I have a BK on my credit report from 2002. What bank or lender should I apply to?http://1mortgagecalculator.info
How can a person LEGALLY avoid paying credit card debt if they are not ready to pay yet? Example: NO INCOME?
Yahoo_Asker_G asked: What is it that creditors know that they don’t want the general public to find out about paying credit card debt?http://1mortgagecalculator.info
Has anyone had luck with debt settlement companies for credit card debt?
WM asked: I am in Ohio and do not want to file chapter 13. Looking to make settlement to credit cards. I am looking for reputation companies that do credit card settlement. What do these companies charge. 50,000 in credit card debt at 23% apr. Do not want to go to consumer counseling, we can … Continue reading
Mother going on Medicaid, but still has Credit Card Debt?
Nancy B asked: My mother will be going from short term skilled nursing to custodial care in the next week or so. Her only income is Social Security, and no home, no car, no assets. The only thing she has is her pre-paid burial plan, and we are doing spend down with remaining savings on … Continue reading
Credit card debt turned over to a credit card agency?
Patrick asked: I just received a notice from NCO collections that they have been assigned to collect for my credit card debt. I have to admit that I haven’t been good at communicating with my card company. Is there a possibility that I can try to resolve this with the credit card company or do … Continue reading
is it realistic to buy a house with credit card debt?
mcnld2002 asked: we would like to look at purchasing a foreclosure home, but we have lots of student loans and some credit card debt.http://1mortgagecalculator.info
Can a collection agency report a bad credit card debt if they do not have written records?
bjmarchini asked: I was contacted by collection agency an account that was charged off 8 years ago. They said they bought that debt and are reporting it on my credit. I asked for written records with my signature to ensure that it was a real account that I opened. They said that it had been … Continue reading
Statute of Limitations for credit card debt question?
paperclip asked: I have been told the statute of limitations for credit card debt in Texas is 4 years. After 4 years, the credit card agency can no longer sue you. After those 4 years have passed, are all of the negative items removed from your credit report? Or is it 7 years?http://1mortgagecalculator.info
I’m carrying credit card debt which I want to reduce…Is there a way to decide which credit cards to hold on to?
road2perdition asked: I’m carrying 5 credit cards but I wanted to know which ones to drop and which to hold on to. Some of the cards are more recent and have better reward programs than others. I know credit card debt is bad but I don’t want to have to cull all of them at … Continue reading
hope someone can help me with this. How does high credit card debt result in losing a job?
kHaEz asked: I’ve read articles about the result in high credit card debt, and one of them is losing jobs. So i would like to know, how is that possible? how does having a high debt result in you losing your job? besides the effect on economy. is there another reason?http://1mortgagecalculator.info
