Tag Archives: Credit Debt
When’s the best time to negotiate a settlement on credit card debt?
zidag123 asked: I need to settle my credit card debt. Is it better to wait to negotiate with the collection agency or before it goes to the collection agency or at another point? Thanks in advance.http://1mortgagecalculator.info
Should I take out a loan to reduce credit card debt?
jocundity5 asked: I was thinking about taking out a personal loan to pay off some of my credit card debt (about 13k). The loan would be at lower interest than my current credit cards. Should I do this, or are there any other suggestions?http://1mortgagecalculator.info
Can a credit card creditor place a lien on someone’s home to collect a debt?
TJ asked: My wife and I are being harressed and threatened by a collection agency over the phone at my wife’s work to place a lien on our house if we do not make good the debt. Can a lien be placed on a home in Texas for a credit card debt?http://1mortgagecalculator.info
Which is the better decision regarding a credit card debt?
lovestoned_3 asked: What’s better: 1. Paying off one credit card debt fully and closing the credit card. (ex.: Paying $2000 from a balance of $2000) or 2. Partially paying off another credit card (ex.: Paying $2000 from a balance of $4000) with the intention of closing the credit card when it is fully paid. In … Continue reading
Has anyone ever heard anything about credit card companies writing off debt due to new laws?
David M asked: There are companies on the internet that say they can get credit card debt written off legally due to changes in the consumer credit act, apparenty an individuals credit rating would not be effected. This would not be part of any debt management problem, a fully solvert indidual would be able to … Continue reading
What can happen in court when being sued for credit card debt?
cooldog asked: I am unemployed still and going to court over a wells fargo credit card debt of over $4000.00. can they lock me up? BIG QUESTION #2 WHAT ABOUT COURT FEES+COSTS? I really need some real answers. Thanks in advance.http://1mortgagecalculator.info
I need a loan to put my credit card debt together?
Lil asked: I have $15,000 in credit card debt and I need a loan to help me put my debt together and make only one payment. My credit score is 615. Does anyone know who can help me with this. I don’t want the debt consolidation consultants. I don’t have any late payment history or … Continue reading
Should I take out a 2nd mortgage to pay for my credit card debt?
Cynthia H asked: My husband and I are in our late fifties. He is disabled and is on a set income. We only make enough money to pay a our bills. There is very little money left over for gas, groceries or everyday living. We owe 25,000 in credit card debt and have about 30,000 … Continue reading
How do i settle my credit card debt?
Lusicous 84 asked: Here it i i use to pay on time all the time but i started school and only work part time my lease for my apartment is up soon and i plan to move in july into a house due to rent being so expensive my credit card is getting higher and … Continue reading
services that help u out of credit card debt? how much?
jean grey asked: these phone #’s that help you manage your credit card debt, how much do they charge? is it worth it or should u just try to manage your own affairs?http://1mortgagecalculator.info
