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T asked: And if so, would they check my credit? I have a Bankruptcy on my credit and have been denied a credit card by just about every major credit card issuer.http://1mortgagecalculator.info

oralee v asked: How does bad credit come off your credit report once you have passed the 7 year deadline?http://1mortgagecalculator.info

Sarah O asked: I have a $20,000 credit card debt. I got many phone calls from creditors and I didn’t answer them. I’ve got letters from attorneys saying that I will have to pay them off or I will have to go to court for the debt. I heard from people that it has happen [...]

Frank asked: I notice on a credit card I’ve had for many years that the account is now also showing up on my wife’s credit report. As far as I know she never signed anything but I did add her as an authorized user when I opened the account. I can’t see how she would [...]

italia044 asked: I’ve racked up some credit card debt in school and now am out and want to pay the debt off in a lump sum settlement. It’s been about 2 years sense I’ve been able to make any payments and there have been a few different creditors that have tried to contact me. How [...]

monicamcnabb asked: My credit has about 3 maybe 4 things on it that aren’t so good. I’ve been trying to get a credit card and build my credit up but I only get approved for prepaid cards. They want me to deposit $300-$500 a month for 3 months into a savings account for them and [...]

lightning_strikes asked: I’ve heard that “baddies” stay on a credit report for 7yrs from the date of first delinquency.
In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it said “due to stay on credit report until 3/2005″ which is only 2.5yrs not 7. Then in spring 2005, the [...]

Nick asked: I have about 7500 in credit card debt. I know this may not seem like a lot to some people, but I’m only 24 and I bought a truck that I probably shouldn’t have and the payments on that are what’s killing me. I’ve decided that the last thing I want to do [...]

vikasintl asked: I am wondering if credit card application affect your credit score/credit report negatively?
does it lower the credit score every time some one applies for it?
how many times in a year is considered normal and not over application?http://1mortgagecalculator.info

ladydia756 asked: I have never had a credit card before and every time i apply for one i get denied ………Well i just finish paying off the things that was on my credit report and wanted to know when i could apply for a credit card?http://1mortgagecalculator.info