Tag Archives: Credit Report
Can I get a prepaid credit card that will report to the 3 credit agencies?
T asked: And if so, would they check my credit? I have a Bankruptcy on my credit and have been denied a credit card by just about every major credit card issuer.http://1mortgagecalculator.info
How does bad credit come off your credit report once you have passed the 7 year deadline?
oralee v asked: How does bad credit come off your credit report once you have passed the 7 year deadline?http://1mortgagecalculator.info
A person with a credit card debt of $20,000. How long before it gets charged off?
Sarah O asked: I have a $20,000 credit card debt. I got many phone calls from creditors and I didn’t answer them. I’ve got letters from attorneys saying that I will have to pay them off or I will have to go to court for the debt. I heard from people that it has happen … Continue reading
I added my wife as an authorized signer on a credit card application that only I signed – is she a guarantor?
Frank asked: I notice on a credit card I’ve had for many years that the account is now also showing up on my wife’s credit report. As far as I know she never signed anything but I did add her as an authorized user when I opened the account. I can’t see how she would … Continue reading
How to find the creditor to pay of credit card debt?
italia044 asked: I’ve racked up some credit card debt in school and now am out and want to pay the debt off in a lump sum settlement. It’s been about 2 years sense I’ve been able to make any payments and there have been a few different creditors that have tried to contact me. How … Continue reading
How do I get a credit card with kinda bad credit?
monicamcnabb asked: My credit has about 3 maybe 4 things on it that aren’t so good. I’ve been trying to get a credit card and build my credit up but I only get approved for prepaid cards. They want me to deposit $300-$500 a month for 3 months into a savings account for them and … Continue reading
How long does it take for credit card latenesses to fall off one’s credit report?
lightning_strikes asked: I’ve heard that “baddies” stay on a credit report for 7yrs from the date of first delinquency. In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it said “due to stay on credit report until 3/2005″ which is only 2.5yrs not 7. Then in spring 2005, … Continue reading
Can you help me get out of my massive credit card debt?
Nick asked: I have about 7500 in credit card debt. I know this may not seem like a lot to some people, but I’m only 24 and I bought a truck that I probably shouldn’t have and the payments on that are what’s killing me. I’ve decided that the last thing I want to do … Continue reading
If some one applies for credit card for balance transfer does it affect your credit score?
vikasintl asked: I am wondering if credit card application affect your credit score/credit report negatively? does it lower the credit score every time some one applies for it? how many times in a year is considered normal and not over application?http://1mortgagecalculator.info
How long should i wait before i apply for a credit card?
ladydia756 asked: I have never had a credit card before and every time i apply for one i get denied ………Well i just finish paying off the things that was on my credit report and wanted to know when i could apply for a credit card?http://1mortgagecalculator.info
