Tag Archives: Credit Score

I want to apply for a credit card?

Axel asked: I want to apply for a credit card but I’m not sure if I’ll be approved or not, and I’m worried about it affecting my credit score. What do I do?http://1mortgagecalculator.info

How does transferring balances on my credit card affect my credit score?

Renae L asked: I consolidated two credit cards onto one new credit card that offered 6 months 0% APR and then a lower APR after those months were up than what the charges were on before. I have been making monthly payments and have made good dent in the debt, but now are receiving better … Continue reading

Convert or apply a new credit card at Bank of America?

Bluesea asked: I have a credit card Bank Of America. with credit line 4000$. I have had this card for 2 years. I dont like this card much. I would like to apply a new credit card in Bank of America which is World Visa (just bank of america only). Do you think that should … Continue reading

If you ask for an additional card for someone in your family on a credit card application?

QNA asked: 1. Do they check that person’s credit report/score? 2. Do they take that person’s credit profile into consideration when they decide to approve/deny your application?http://1mortgagecalculator.info

How does a bad credit auto loan really work?

Derek B asked: My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a $5,000-$6,000 car, how much would I have to put down and how much would the interest typically be?http://1mortgagecalculator.info

Does anyone know what company will approve me for a bad credit loan?

princess jasmin asked: Hi Im 23 and i have a bad credit score but i really need a $8000 loan . Does anyone know of a company that will approve me?http://1mortgagecalculator.info

How and why is my credit card affected when I open and close a credit card?

Double Negative asked: I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all. Is it better to … Continue reading

What is the best secured credit card to go with?

Nay-Nay asked: I am trying to build my credit score ASAP. I was told that the best way is to get a secured credit card. Any suggestions on where to look for one?http://1mortgagecalculator.info

I closed a credit card and tried to reopen it?

breaddemon asked: I closed a credit card yesterday and today decided it would be better for my credit score to keep the card open. I called to see if they could re-open the card but they said no. It is a chase credit card, I have good credit (but I recently bought a house). I … Continue reading

If I have applied for a credit card online, but never activated it, will this affect my credit score?

MJW asked: I applied for a card, but decided I want a different one. If I never activate the card, and apply and activate a new one, will this have a negative affect on my credit score? Thanks.http://1mortgagecalculator.info