Tag Archives: Credit Score
Can credit card companies close your accounts without warning? How does it affect your credit score?
Sara asked: I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the … Continue reading
What credit card would you recommend for someone trying to re-establish good credit history?
Tamborine asked: I have decent credit but I had cancelled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit. I’m thinking I want a card with no … Continue reading
My credit card balance is over 50%. How long will it take my credit score to go back up?
Casey asked: Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next … Continue reading
What happens to credit score if you close a store credit card?
bluetsuki32 asked: I have a few store credit cards (Macy’s, Banana Republic, etc) in addition to a major credit card. I want to cancel some of the store credit card, but I don’t know how that effects my credit rating. I think closing credit cards in general lowers credit scores, but what about those store … Continue reading
What credit card out there has the easiest approval?
youresoscene_xxx asked: I have some credit, but not a whole lot. My credit score is 628. I also have a delinquncy with Chase, which I am trying to pay off now, but I want to get a different credit card in the mean time to make payments on that to increase my score. So what … Continue reading
What should I do if my credit card application was denied?
asked: I just tried submitting an online application for Capital One after receiving an offer in the mail but it was denied right away. I read somewhere that your credit score can be lowered from getting denied from too many. It’s my first time trying to get one so I’m not sure what I’m supposed … Continue reading
What are the odds that my credit card application will be accepted with a credit score of 749?
Tim asked: I am a college student, and i would like to get a Discover Student Open Road Card, I would like to know the likelihood that I will be denied.http://1mortgagecalculator.info
How to choose a best credit card? I am a college student. What are the features that I should focus on?
astrosatdal asked: What are the things i should do after I choose a credit card? How to maintain the best credit score? How does credit score work? I want to know everything about credit card.http://1mortgagecalculator.info
Credit hit with mortgage application and credit card application?
Raj asked: I would like to apply for a credit card. Will the application impact my credit score if I apply for a mortgage 3 weeks down the road? thankshttp://1mortgagecalculator.info
