Terry W asked:


I’m thinking about getting a credit card to build my credit, and I was just wondering if anyone out there knew if you can use your debit card to pay off a credit card bill? I’ve always just used my debit card to pay for my purchases, and that way I always knew I didn’t spend more than I had. That hasn’t helped me build any credit though.

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LadyMoon asked:


We have atrocious credit and can’t get even the “poor credit” credit cards like Vanquis etc, so I’ve pretty much given up trying

I have read about “pre-paid” credit cards on which you put your own money in an account and then use the card to spend it.

But why? Whats the point in buying a piece of plastic with which to spend your own money? Whats the difference between that an using an ordinary debit card from your bank?

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Sliceathroat asked:


I have a debit card in visa, and I want to purchase some stuff on the internet. According to the online store, they accept Visa CREDIT CARDS, yet they don’t mention anything about Visa debit cards. Could I still use debit cards as a substitute for credit cards?

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kenneth h asked:


I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.

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harsh asked:


I have wells fargo debit card which has visa symbol.I use it at ATM .And I am using it for online payment also, but i have tried it for only one website.I also have wells fargo credit card then what is the use of credit card????
I know that using creditcard has more interest rate.But i want to know if i can use debit card for online shopping then what is the use of credit card?
I have try my best to explain my question!!! Hoping for explained answer..

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CarBon asked:


I want to purchase a great shirt at this website and it needs either credit card or paypal to complete the transaction, well, all I have is a debit card. Can it apply?

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Aditya M asked:


I wanted to order a shirt from the blink-182 site but it asks 4 my credit card no. Can i put my debit card no.?

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Vin asked:


I have a paypal account and I need to make a rather large purchase over the internet, but I dont own a credit card or debit card and I have no plans to get one. I also dont want to link my bank accout to my paypal account. Is there any free virtual credit card service that I can use and pay later that works with paypal?

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Lil Miss Answershine asked:


For example, if you pay for goods or services with your credit card, you can go back and dispute the charges if an issue comes up. Can you do that if it is a debit/credit card? (Card was used to make a purchase on line, so no pin number was used).

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WENDY D asked:


I am fixing my credit right now but I am booking a trip to wisconsin and they want a major credit card not a debit card. Is there a way that I can get one even with bad credit?
I am not trying to make money I just need a credit card for a one time use.

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