Jeff asked:


There has been a lot of talk in the news about a debt stimulus package. I am wondering if anyone offers that in regards to credit card debt. Most of the debt being covered is secured, like a mortgage or auto loan. But what about people that have unsecured like credit cards or medical bills?

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Roberta A asked:


Is there a number or something I can call to get people to stop sending me credit card offers? I cant at least 5-10 credit cards offers a week, whether it’s mail or phone calls.

Please help. This is annoying.
Thank you.

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Jeremy J asked:


Ok so I have seen questions about how people can get out of over 50,000 dollars of credit card debt. My question is:

How in the world can you get that much credit to begin with? Do they have like dozens of cards? Or was their credit rating really good so it allowed them that much credit, and one day they just went crazy.

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yuva r asked:


i have made payment for the credit card people for long time for 12 years and i can not able to close the card and i have a shortage of funds a way to close it . i pay the minimum amount promptly for 12 years some time i used the same card amount for paying the card payment and like wise i maintained for 12 years and now i am blocked with fund suggest any solution

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MusclesX asked:


I want for people to be able to donate an amount of money on my website. The prices will not be set because people will be donating different amounts($1,$5, $100, etc). I do NOT want to use Paypal because I’ve heard about all the horror stories associated with them. Are there any safe alternatives? Thanks.

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italia044 asked:


I have some credit card debt (ranging from 1k-4k) that I want to settle on. I haven’t paid a dime in about 2 years, so I should be able to get pretty low. The only problem is that I want to settle ASAP. I’ve heard people say you can settle for 30% of what you owe. I was thinking of a 40% settlement offer so make it quick and easy without having to negotiate back and forth. Any other info will help. Thanks!

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360waves_professor asked:


I have a $600 limit student Bank of America credit card. Some people tell me the best way is to pay the card balance in full at the end of the month and others tell me it is best to leave a small balance (like around $5)because the interest rates is what eventually improves the score.

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Deak asked:


I’m underage (16) and I got to thinking about people my age who have credit cards (and not with their parents account/consent). They’ve lied about their age on the application. Is there any punishment for this? Does anyone find out? Could a minor really get into trouble for this? Can’t you just pay off the card?

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Rose asked:


I would like to know which credit card is best since I am a college student. Some people tell me it’s “Capital One” other say that’s the worst since they get unknown charges, others say that the credit card from your bank is better. So which credit card has been best for you guys??? This is my first time getting a credit card (in which I hate them’ cause u get addicted to it) so I have no idea of which 1 to get.

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Gayle asked:


I’ve seen on t.v. how credit card debt councilors work with banks when people owe a lot of money on their credit cards. They say they can not only reduce the amount owed but also get your monthly payments down to where they are manageable. How do they do this, are there any consequences such as a reduction of credit score, and is it effective (do they really do this or is it a scam)? Also, how much do they charge? Thanks.

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