Tag Archives: Secured Card

Peter asked: I have a fairly low credit score due to a couple of charge-offs and a couple accounts in collections that I am not even aware of, but they are possible medical bills. I can’t do a secured card right now. I really just want a card to make small purchases and raise my … Continue reading

Karen M asked: I just applied for my very first credit card. I got denied . The reasons were: Credit report shows total available credit on accounts too low. Insufficient amount of credit information is reported on credit bureau report. What does all that mean? Also what do I do now? Getting a secured card … Continue reading

Nimz asked: I just submitted an application for a secured credit card about a week ago and the credit card company debited the $200 from my checking account that I would need for a security deposit and I still haven’t received my credit card yet. When do you expect that I should receive my credit … Continue reading

*another nickname* asked: On average how much does one secured credit card raise your credit score per month? Does the amount of points double if I have 2 secured credit cards? ( assuming card has a $200 limit and is only charged $10 and paid off in full monthly) I’ve read everything from 5 points … Continue reading

Eddie H asked: I am interested in getting a secured credit card due to the fact that I don’t get credit anywhere. I never had credit and would like to build it up. I “heard” that if you deposit like $200 my credit limit will be like $400. Please help!! Thanks guys!http://1mortgagecalculator.info

I_want_it_now asked: Im 17 and I want to start my credit. I was wondering if I can apply for a secured credit card at 17. I have the money already ready.http://1mortgagecalculator.info

paristoys asked: I don’t want an inquiry to go on my credit report if I get a secured credit card. So I am hoping that the bank that I apply at will not look up my credit report, leaving an inquiry on there.http://1mortgagecalculator.info

David K asked: I have been an MBNA customer since 1997 and had 2 credit cards with them. One of them was from 1997 and the other was from 2007. Anyway, I had a balance on the one from 2007, and I paid in full, but I did not realize that I still owed interest … Continue reading

rubberduckehs asked: I am preapproved for a secured credit card and I’m going to take the notice to Bank of America and deposit money in there so I can use it. Will they give me a card number after I apply so I can use it until the card itself arrives in the mail? Because … Continue reading