jeff asked:
i want to apply for a credit card but i dont want to make a mistake, so can you guys please tell me which one would be best. thanks
http://1mortgagecalculator.info
i want to apply for a credit card but i dont want to make a mistake, so can you guys please tell me which one would be best. thanks
http://1mortgagecalculator.info
Read up on it first
My first card at 18 was a Sears card. Walk into the store and apply for store credit. Once I purchased an item and paid it off, I had a credit history. Months later, I was able to apply for almost any card. My husband’s first credit card was through his credit union (if you have a bank account, banks usually can issue you a Visa or Mastercard through their institution).
I use Wachovia student checking. Just make sure you get a checking account that is made specifically for students so there’s no fees attached or a minimum balance to keep up, etc.
Visit this website. You are smart. Don’t just take the first application you receive. Make sure there is no annual fee and that the interest rate is reasonable. This is smart to start establishing credit now but be carefull not to be carried away. I think this website is helpful in deciding on a credit card to use.
Hello Jeff,
Have you thought of asking the administration at your college they may have information for college students in this area. Since your needs are different being in college. Check with them first .
Best advice–don’t get one at all. Credit card companies prey on students, who have most likely not learned how to manage money, but will not run from a debt. Interest rates are horrible at best. If you should succumb and get one, do a little research on the best interest rate and a no annual fee card. Then, throw them for a loop and pay them off, in total each month, before they are due. The only way they can make money, is if you fail to meet the deadline each month. Good luck.
go for low interest creditcard, with money back reward.
go here to compare the creditcards
The Chase student card at is great, 0 apr for 6 months and a bunch more perks. Try on the left side of the page they have a student cards link and you can do comparisons.
Good luck!