What is the best credit card for service and utility rewards?


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power03stroke asked:


I have credit cards with great rewards for gas grocery , etc they have 5%.

Is there some out there with 5% + rewards for cell phone, utilities, etc?

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4 Responses to What is the best credit card for service and utility rewards?

  1. Phade3

    You could check bankrate.com for comparisons ! Also try here !

  2. Brutus

    There are a few good cards out there that give you great rewards the top two I would have to say are Citibank and Discover but check out under rewards cards to compare them side by side on rates and rewards.

  3. Big Brotha Mike

    It’s tough to get 5% rewards in those categories, but you can still do better than the typical 1% rewards card.

    For example, if you don’t mind taking your rewards as stays at Hilton hotels, you can earn 2% rewards on cell phone bills with the Hilton HHonors® Platinum Credit Card from American Express Card.

    Also, you can earn 2% rewards on *all* spending with the Capital One® No Hassle Miles(SM) Ultra—For Professionals card.

    I got those card names using this credit card rewards calculator:

    I just entered a spending profile that contained only utilities and another than contained only wireless phone services to see which credit cards came out on top for that kind of spending.

  4. Mike

    I like Discover’s Open Road card. You can get a nice 5% on gas as well as 1% on other purchases. They also have bonuses for other companies so if your cell phone company falls into their category, you can can get a bonus back.

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