okiejr136 asked:
I am pretty new to credit cards and I would like to know what is the best one to get to establish a credit?
http://1mortgagecalculator.info
I am pretty new to credit cards and I would like to know what is the best one to get to establish a credit?
http://1mortgagecalculator.info
Whatever one your local bank or credit union will offer you. Would be my suggestion personally.
start with a security card to build your credit record…BOA .costs $29 annual fee…
Best ones to establish your credit is with Dept store cards which are easier to get. Get the ones with loyalty reward program to get more bang for your buck and pay in full each months to build your credit.
Stay away from credit cards and dont worship at the alter of the almighty fico score.
Banks spend millions brainwashing people into thinking they need credit cards and a high I love debt score to make it in todays world. What a scam. They have people thinking they cant do anything without a high i love debt score. Not true.
A low score from not paying your bills is trouble. if you have a 0 socre from not borrowing money you can still get an apartment and a job and a home loan.
Live Debt Free. What a feeling not owing anybody.
PLAT Amex Hope u can afford the annual payment.
Platinum.
There has always been a debate about which of the two viz. the prepaid card or the credit card is better? Though each one of them has a range of benefits and a huge fan following, but here we present a case for prepaid credit cards. In this article we will look how a prepaid card scores over credit cards especially if the owner has a not so perfect credit history.
The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.
With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.
Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards. Apply online at:
There are a few out there check out here you will be able to compare all major credit cards side by side on rates and rewards, GOOD, BAD OR NO CREDIT they have the right card for you.
I would recommend you visit this website,
they has listed the best credit cards based on its categories like No Annual fee card, low interest rate cards, instant approval card. This site is very informative, you will learn alot, then make the right decision on the type of card you need. Good luck.
best one is discover or
you might want to go here to compare them, pick one that is right for u