What is the statute of limitations in Illinois for credit card debt collection?

credit card debt
squirt asked:


I am being taken to court for $2000.00 in debt that was made over 3 years ago. The credit card was closed 2 1/2 years ago. It has now been sold to another company and they are suing me. Can I request a “bill of particulars” to make them prove the debt?

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3 Responses to What is the statute of limitations in Illinois for credit card debt collection?

  1. Quizzard

    You can certainly ask them to prove the debt, in fact they will have to in court. But 3 years is not even close to the time limit for collecting such a debt. In most states, that is 6 or 7 years from last contact, you are at less than three.

  2. Findgreatlawyers.com

    Seven years is the statute of limitations in IL. I am a attorney in IL please feel free to contact us for advice @ 312-346-5320

  3. Jennifer

    Hi,

    I used “Credit Solution” to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% and improve my credit score .It’s legitimate . I came across this company on NBC News Special Edition.Check it out here:

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