Maddy B asked:
College students, around 20 years old, hasn’t got a lot of money and has to buy something like gas and stuff.
College students, around 20 years old, hasn’t got a lot of money and has to buy something like gas and stuff.
What is the best credit card for him: Bank of America, Wells Fargo, Washington Mutual, City Bank, Chase, Discovery….
Need your help! Thank you!
http://1mortgagecalculator.info
One that has god terms just get all the info and compare them
None of them. Learn while you are young to not go into debt for things you want. Buy your needs and then if you have it, and want spend it, but remember a sale is NOT a sale if you really don’t have the money for it.
The best credit card would be Master Card or Discovery. The interest rate is low and I found Master card to be the better option for me as a college student.
The best card is actually NO CARD!! About 80% of people have that lingering around on their credit later in life. But, I would say Citi is the best interest etc … I think you should open a checking or savings account and apply for a line of credit and use that instead…
Good Luck!
One with a small credit line will do
There’s no single card that’s right for everyone. Shop around. Look for a card with a favorable interest rate and no annual fee. Also, his options may be somewhat limited if he has little or no credit history. Discover is a good card….typically a decent interest rate, no fee, and even a little cash back on purchases.
None of them.. they are all snakes.
It’s better to be in the habit of not using credit to get by. If you don’t have the money for something… you don’t need it.
Not all possible and available college student credit cards are right for everyone. You should avoid one that charges an excessively high interest rate, unless you know for a fact that you will be paying it off in full at the end of the month. Keep in mind that the credit card issuers are taking a bit of a chance on you, since you probably have little or no credit history established, and therefore the interest rate on virtually ANY credit card you are approved for is going to be higher than “usual”, where “usual” would be the rate that perhaps your parents would get approved for, since they already have a credit history established.
Most college students today need a car, and many of them make the mistake of tying up all of their credit cards in paying for a car. This is probably the worst possible option for buying a car, since the interest rates will be astronomical that way. It would be much better to get a separate car loan and keep your credit cards free up for things you really need. You can get more information about getting a superb deal on a car loan, where many of these loans would be tailored for college students, at Car Loan Resources. Read more about it at:
you might want to go here to compare them ,and see which one is the best for u,
First off, the best way to use a credit card is to pay off the balance in full each month. In other words, to use it like cash to pay for your normal spending. Then you build your credit, avoid interest, and, if you have a good rewards card, earn rewards.
There are several good rewards cards for college students. To see which one will pay you the most rewards for your normal spending profile, check out the rewards calculator at: