What’s the best credit card to apply for after bankruptcy to re establish credit?

8 Responses to What’s the best credit card to apply for after bankruptcy to re establish credit?

1. colder_in_minnesota

   July 7, 2009 at 8:57 pm

   Try Target. Wait about a year.
2. W L

   July 10, 2009 at 9:13 am

   gas station card with a $100 limit
3. Brad Jermeland

   July 13, 2009 at 2:17 pm

   You are going to need a secure credit card. This means you give a company $500 to hold on to and that is your limit. Keep the credit card balance under $250 and your score will recover quickly. At some point you can get the$500 back and get a regular card.
   Brad Jermeland
4. sly2bfox

   July 17, 2009 at 1:10 am

   I’d start with your bank. Tell them that you just had a BK and your trying to re-build your credit.
   I’t will have a small limit on it, but that’s a start.
   Keep the balance on the card around 60% of the line amount, but do not go over 80%.
   Make sure you use it. Charge something on it, then pay on it.
5. SPIFIMAN1

   July 20, 2009 at 3:10 am

   I went through this my self several years ago, try H.S.B.C., First Premier and Orchard Bank.

   They are all good for re-establishing credit and do it as soon as your BK discharges.
6. mosquitojammer

   July 20, 2009 at 7:31 pm

   orchard bank approved me when no other bank would.
   orchardbank.com
   They approve 99% and instant 300 dollar limit
7. Ask M

   July 22, 2009 at 9:09 am

   none, pay cash and use a debit card and keep your butt
   out of trouble so you don’t repeat the same mistakes.
   Bad Credit cards charge outrageous interest rates 25%
   and higher.

   Been debt free for five years
8. worldpeace

   July 24, 2009 at 11:38 pm

   it usually takes eight years for bankruptcy to clear, try applying for a credit card for people with poor or no credit. check out they have all major credit cards.