What’s the best credit card to get after a bankruptcy?

best credit card
jorst asked:


I declared bankruptcy three years ago. I’m being deluged with credit card offers. Is there a best card to go for, a best interest rate, or should I just forget the whole thing and stick it out with my Visa debit card I have through my bank?

http://1mortgagecalculator.info

2 Responses to What’s the best credit card to get after a bankruptcy?

  1. VaTreasures
    December 18, 2008 at 12:34 pm

    Get one with no annual fee. You should get one with a low credit limit(you can lower it or underreport your income) and pay it off every month.

  2. Amanda
    December 21, 2008 at 5:40 am

    Whatever you get, you really should pay it off every month to work toward getting your credit repaired. Also, beware, just because they say you are “pre-approved” they may not offer you a card when they run a credit check. IF you plan to keep a balance, there are many credit cards that have 0% interest for a year or so. Once again, pay it off every month to prevent future bankrupcies. Only charge when you have cash to back it up.

    Good luck.

Leave a Reply