When applying for a credit card why does it ask for a major credit card? Is it easier to get a dept.store cc?

3 Responses to When applying for a credit card why does it ask for a major credit card? Is it easier to get a dept.store cc?

1. Sarah C

   August 9, 2009 at 4:09 am

   Yes, it’s easier to get a store card than a major one. The store will find it easier to stop your charging if you get in over your head–plus they know that you bought merchandise they might be able to repossess, unlike gas, food, and hotel charges from regular credit card.

   You want to get it, use it a few times, and pay before the due date BECAUSE the interest rates of these cards are awful. If you pay regularly for a year or so, this should be a plus for getting a regular card.
2. all4qvc

   August 12, 2009 at 10:03 am

   Yes it’s easier but not smarter. They also charge outragous fees. I would try a regular credit card and use that for all your purchases.
3. Donald C

   August 12, 2009 at 2:56 pm

   Yes, it’s easier to get store cards than a major card. Generally gasoline cards are the easiest to obtain because the limits are low and the risk is virtually non-existant…