I dont understand why so many people spend their money unwisely,and then want to whine when they wind up broke and cant pay there bills. It isnt that hard,you work,you pay your bills….if anything is left over then you spend money not before the bills get payed. How are so many people doing it backwards?And why are so many of them that are walking around looking like a walking department store? Im just not understanding the mindset that goes into that. Is it poor judgment, bad parenting, or just all out stupidity? As a 21 yr old stay at home mom of 2,with one on the way, and my husband making 650.00/week,with the car payment (361.00)and the mortgage payment(884.84)it is a little tight from time to time…but anyone with a calculator and a brain can set a budget. So why are so many people that are quick to spend money,so quick to complain when they wind up flat broke? Should it be mandatory to make all kids in highscool take a personal finances class all 4 yrs like english/math & such?
Just to clarify, I am not talking about people making minimum wage and all that, I understnad that money only stretches so far. I’m talking about people that are making the money to survive,and choose not to.
Why do so many people spend money blindly,and then get mad because they are so broke????
5 Responses to Why do so many people spend money blindly,and then get mad because they are so broke????
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How refreshing! To hear someone your age tell it like it is (and to think I can’t get my own kids in their 20′s to get it) LOL
Hey- the idea of a mandatory HS class sounds wonderful. And it’s a combination of factors. As a parent I wanted my kids to have it better than I did (so I worked up to 3 jobs as a single parent to do that for them) At the same time, they learned to expect it and didnt’ appreciate it as much. I did teach them it feels good to earn some things on their own and they know common sense – but it’s also learning to discipline one’s self at that age. It’s hard to work all week and not be able to "go do what you want" without spending the bill $ – you do have to treat yourself now and then – but it has to be in proportion to a budget LOL Keep up the great mindset – you’ll do well in life.
You have hit the nail on the head. People are too quick for instant gratification. Not considering the consequences of charging that new video game system will have a month from now. I also believe that there is not enough practical learning in high school. There should be some personal finances taught. The problem is that the schools are too busy teaching to get good results standardized tests, rather than preparing students for real life.
yes it is called compulsive spending!!!! I do agree with you
Some really don’t understand the math.
Our culture teaches people to listen to feelings instead.
Nice to see somebody who gets it who is so young. We unfortunately live in an entitlement society where everybody feels they are owed a certain standard of living no matter how hard they work or whether they work at all. Unfortunately, the more and more people feel that way (getting something for nothing) the less affluent our overall society becomes as we have fewer people working hard and contributing to wealth. Continue to live within your means and you will do well. Unfortunately you may be called upon with higher taxes to help bail out those who are not as prudent as you.