Will having a credit card payment refunded, after it is late, and then resend before 30 days late hurt credit?

credit card payment
Bad month! asked:


I forgot to send in my credit card payment on time and sent it electronically 12 days late. The next day my bank account was empty because I put a decimal in the wrong place and paid $2,500 instead of $250. Credit card is refunding so I can resubmit my payment and they’ll still receive it before I am 30 days late. Will this really hurt my credit score?

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One Response to Will having a credit card payment refunded, after it is late, and then resend before 30 days late hurt credit?

  1. Oliver

    You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments – credit-report-score.10001mb.com

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